Storm, Wind & Hail Damage — Documented Properly

Hail knocks the protective granules off asphalt shingles, exposing the asphalt mat to UV. Once that happens the shingle ages dramatically faster. Hail can also bruise the mat — a soft spot you can feel but often can't see — which becomes a failure point later.

None of this is visible from your driveway. That's why homeowners are so often told their roof is fine after a hail event, and why the damage surfaces after the claim window has closed.

We document hail with measured impact counts per test square, across multiple test squares, on every slope. "Some hail damage" is an opinion. "Eleven impacts per test square across four test squares on all four slopes" is evidence.

Wind doesn't have to remove a shingle to damage your roof. It can break the factory sealant bond so the shingle lies flat but is no longer watertight — an unsealed shingle looks completely normal from the ground and will leak in the next driving rain.

Wind also creases shingles along ridges and rakes. A crease is a fracture line in the mat. It will fail; it just hasn't yet.

We will help you document damage, understand your adjuster's scope, identify commonly omitted line items, and file a supplement when the approved amount doesn't cover a correct installation.

We will not promise that your insurance company will approve anything. That decision belongs to your carrier, and any contractor who guarantees an approval is telling you something they cannot know.

We will also never offer to cover, waive, or absorb your deductible. That is insurance fraud, it makes you a participant, and it can void your policy. If a contractor offers this after a storm, that's your answer about how they do business — walk away.

After major hail, out-of-area crews canvass Central Indiana neighborhoods hard. Some are legitimate. Many use the cheapest available materials, subcontract to whoever bid lowest, and are gone before the first leak.

Ask anyone who knocks for a local physical address, current proof of insurance, and how long they've operated here under the same name. We're at 8631 Zephyr Dr, Indianapolis, IN 46217 — and we'll still answer the phone in three years.